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Until the contrary is proved, the following presumptions shall be made:. Presumptions as to negotiable instruments (sec. A presumption is a rule of law that is used by courts or juries from where they obtain a particular inference from a particular fact or evidence, unless and until the truth of such an inference is disproved. The Negotiable Instruments Act, 1881 provides for various kinds of presumptions and estoppel ( Estoppel is a legal principle that prevents someone from arguing something or asserting a right that contradicts what they previously said or agreed to by law). Section 6(b)- A truncated cheque means a cheque which is truncated during the course of a clearing cycle, either by the clearinghouse or by the bank whether paying or receiving payment, immediately on the generation of an electronic image for transmission, substituting the further physical movement of the cheque in writing.Section 6(a)- A cheque in the electronic form means a cheque that contains the exact mirror image of a paper cheque and is generated, written, and signed in a secure system ensuring the minimum safety standards with the use of digital signature (with or without biometrics signature) and asymmetric cryptosystem.A “cheque” is a bill of exchange drawn on a specified banker and not expressed to be payable otherwise than on demand and it includes the electronic image of a truncated cheque and a cheque in the electronic form.The amount is transferred only to the person to whom a cheque is addressed.The person writing the cheque is known as a drawer.It is a document that orders a bank to pay a specific amount of money from a person's account to the person in whose name the cheque has been issued.Cheques are a type of bill of exchange and were developed as a way to make payments without the need to carry large amounts of money.Transactions through cheques are quite common these days."A 'cheque' is a bill of exchange drawn on a specified banker and not expressed to be payable otherwise than on demand and it includes the electronic image of a truncated cheque and a cheque in the electronic form.".​Section 6 of The Negotiable Instruments Act, 1881 defines cheque as.

In 2012, the Reserve Bank of India (RBI), Reduced the validity period of Cheques, Demand Drafts, Pay Orders, and Banker's Cheques from 6 months to 3 months, from the date of issue of the instrument.